Portfolio Page

Last updated: October 15, 2026

An in-depth guide on understanding your portfolio dashboard and holdings page.

The Portfolio page in Summ (formerly Crypto Tax Calculator) is your all-in-one dashboard for tracking your crypto assets. It aggregates data from multiple sources to provide a detailed, comprehensive view of your holdings and performance—from the start of your crypto journey to the present.

This article explains how data is structured in each section of the Portfolio page and how to interpret it.

Important:

The Portfolio page and Tax reports use different data points for different purposes.
Discrepancies on the Portfolio page do not impact your tax reports.
Tax reports are based on the Transactions page, so for accurate reporting, focus on resolving issues on the Review page.
Some inconsistencies on the Portfolio page may be unavoidable due to data source limitations, but they will not affect your tax calculations.

Portfolio Balance and Gains

Figure	Description	Where to Find	Do the Figures Change?
Balance	- Represents the total market value of your portfolio, calculated from all assets in the Assets section. - To understand how it's calculated, review the Quantity and Price details in the Assets section.	At the top-left of the graph.	- Yes, when the market price fluctuates. - Yes, when changing your Portfolio Balance Type. - Not affected when changing the timeframe.
Gains (Value and Percentage)	The difference between the initial and ending total value over the selected timeframe.	Directly below the balance at the top-left of the graph.	Yes, changes with the selected timeframe.

The Portfolio Graph

The Portfolio Graph gives you a snapshot of your portfolio’s performance over time.

For the graph to be accurate, all transactions from all wallets and exchanges must be imported. Missing transactions will cause discrepancies in values. Note: If the price of a currency cannot be determined during the time it was held, it will be excluded from the graph.

What Does the Graph Show?

The Portfolio Graph displays key metrics that give insight into your portfolio’s performance over time. To change the timeframe, use the selector in the bottom left corner.

Metric	Description	Where to Find
Total Value	Represents the total market value of your crypto holdings over time.	Purple line
Net Fiat Invested	The data is calculated as Fiat Invested minus Fiat Proceeds. If the result is negative, the graph displays 0.	Yellow dotted line
All-Time High (ATH)	The highest recorded value of your portfolio within the selected timeframe.	Upper right corner of the graph

Portfolio Performance

Term	Explanation	Do the Figures Change Without Adding or Editing Transactions?
Total Return	- The all-time performance of your crypto investments. - Formula: Balance + Fiat Proceeds - Fiat Invested	Yes, as the market price fluctuates.
Unrealized Gains	- Current profit/loss, excluding sold assets. - Formula: Balance - Total Cost in the Assets section	Yes, as the market price fluctuates.
Fiat Invested	- The total fiat spent to purchase crypto. - Includes only fiat-to-crypto transactions. Check this guide for more info.	No
Fiat Proceeds	- The total fiat earned from selling crypto. - Includes only crypto-to-fiat transactions. Check this guide for more info.	No
Fees Paid	Total fiat spent on transaction fees (excludes margin fees).	No

Token Allocation

This is a visual breakdown of your assets’ proportions. Hover over each section to see the allocation percentage. The figures may change over time as market prices fluctuate.

Winners and Losers

Winners and Losers may change over time as market prices fluctuate.

Term	Description
Winners	- Assets with the highest unrealized gains based on the current market price. - Displayed as green bars.
Losers	- Assets with the lowest unrealized gains based on the current market price. - Displayed as red bars.

The ‘Assets’ Section

The Assets section provides a detailed breakdown of your current crypto holdings.

Field	Description	Calculated or Shown As
Asset	The asset you hold.	n/a
Price	The current market price of the asset. Some tokens or NFTs may show N/A if the market price is unavailable.	The current market price fetched by Summ.
Cost	The total fiat you've spent acquiring the asset.	Cost base of transactions on the Transactions page
Holdings (Top row)	Current market value.	Quantity x Price
Holdings (Bottom row)	The quantity of the assets you own.	Either Reported Balance or Calculated Balance. Check this section for more info.
Profit/Loss (Top row)	Unrealized Gain. The potential profit or loss if you sold the asset now.	Value - Cost
Profit/Loss (Bottom row)	ROI (%). The percentage return on your investment if you sold the asset now.	(Unrealized Gain / Cost) × 100%
Last 24 hours	The market price of the asset in the last 24 hours.	The market prices fetched by Summ in the past 24 hours. Not related to your holding.

Reported Balance vs. Calculated Balance

Depending on your Portfolio toggle, the ‘Quantity’ in your Assets section could be displayed either as a Reported Balance or a Calculated Balance. Note that your choice of the balance type affects the Balance shown at the top of your Portfolio page.

	Reported Balance	Calculated Balance
What it Means	Pulled directly from your exchange data points or wallet API providers without counting in any manual adjustments.	Includes all transactions and adjustments made through Summ. Note: - If you have manually added transactions using the ‘ Add Transaction’ button, you also need to turn on the toggle for ‘Show all accounts in portfolio’ to include the manually added transactions in your asset balance. - The Calculated Balance only considers transaction direction (incoming/outgoing). Categorization doesn’t affect quantity but is essential for cost and gain calculations.
Where It’s Used	Used for visualizing on the Portfolio page. Never used in tax reports.	Always used for tax reports.

To switch between the two: go to your Settings page → Portfolio → turn on or off the toggle for ‘Use reported balances on portfolio’.

What to do if the figures in the Assets section seem incorrect?

If something seems off in your portfolio, it could be due to missing or incomplete data or differences in the data sources retrieved by Summ.

Below are the guides to help you troubleshoot and resolve these issues, when possible.

Important:

Discrepancies on the Portfolio page do not impact your tax reports.
Tax reports are based on the Transactions page, so for accurate reporting, focus on resolving issues on the Review page.
Some issues on the Portfolio page may be unfixable, but they will not affect your tax calculations.

Troubleshooting Incorrect ‘Quantity’

The Quantity reflects how much of each asset you hold, and it’s crucial because it directly impacts your portfolio value, ROI, and unrealized gains. By following the steps here, you can switch between Reported Balance and Calculated Balance.

Common Quantity Issues & Fixes

Issue	Explanation	How to Fix It
Incorrect Reported Balance	Data pulled from exchanges/wallets may be wrong or outdated.	- Contact Support for assistance. - Consider switching to Calculated Balance.
Incorrect Calculated Balance	Caused by missing, incorrect, or duplicate transactions.	Double-check your transactions on the Transactions page to verify accuracy and completeness.

Troubleshooting Incorrect ‘Price’

Prices directly affect your portfolio’s value. An incorrect price will skew the value, ROI, and unrealized gains.

Issue	Explanation	How to Fix It
Incorrect Prices	Errors from Summ’s market price data feed.	Contact Support via the in-app messenger to investigate.
Price shows "N/A"	Occurs with tokens that are: illiquid, newly created, part of ICO/IDO, or NFTs.	Contact Support to submit a feature request when the price shows "N/A".

Troubleshooting Incorrect ‘Value’

Value = Quantity × Price

If your value appears wrong, check for errors in the Quantity or Price columns.

Troubleshooting Incorrect ‘Cost’

The Cost reflects how much you’ve spent acquiring the asset. Miscategorized or missing transactions can distort the cost basis, impacting both ROI and Unrealized Gains.

Cause of Incorrect Cost	Explanation	How to Fix It
Wrong Categorization	Example: Marking a "Receive" as a "Buy" could miscalculate cost.	Review transactions and correct their categories.
Missing Data	Missing ‘Buy’ and/or other acquisition transactions or incomplete import.	Ensure all transaction data is fully imported and reconciled.

Troubleshooting Incorrect ‘ROI’

ROI = (Unrealized Gain / Cost) × 100

ROI measures how much profit (or loss) you’ve made relative to the amount you invested. If the ROI seems off, double-check the Cost, Price, and Quantity data.

Troubleshooting Incorrect ‘Unrealized Gains’

Unrealized Gains = Current Value - Cost

This figure represents the potential profit or loss on assets you haven’t sold yet. If this number seems wrong, it’s likely tied to errors in Quantity, Price, and/or Cost. Review those data points to resolve issues with Unrealized Gains.

FAQs

Q1: Why does my portfolio value or balance at the top of my portfolio graph look wrong?

If the Balance at the top of your portfolio graph seems off, check Quantity, Price, and Value in the ‘Assets’ section. Most discrepancies stem from these fields.

Q2: Why isn’t my portfolio graph matching the balance?

The graph uses Calculated Balance, while the balance might reflect Reported Balance. Check this section on how to switch to Calculated Balance and how the different balances work.

Q3: Why don’t my fiat invested or proceeds look right?

Fiat Invested and Fiat Proceeds are different from ‘Fiat Deposit’ and ‘Fiat Withdrawal’ transactions. For more information, check the Understanding Fiat Figures in Summ guide.

Q4: Do Portfolio issues affect my tax reports?

No. The Portfolio page is designed for tracking investment performance, not tax reporting. It pulls data from multiple sources to provide the most accurate portfolio figures and charts for different purposes compared to your tax reports. Tax reports are calculated solely based on the data in the Transactions page.

Q5: I see a spike on my portfolio graph — how can I find out what caused it?

If your portfolio graph shows a sudden spike, you can identify the cause by reviewing transactions that occurred around that date:

Go to the Transactions page.
Set the date filter to cover the period around the spike.

For example, if the spike is on June 6, filter from June 5 to June 7.
Sort by Value by clicking the “Value” column header.

This will bring the highest-value transactions to the top, helping you pinpoint which transaction(s) likely caused the spike.

Need More Help?

If you have any questions or need help, we're here for you! Feel free to reach out to us via the in-app chat in the bottom-right corner or send your inquiries to [email protected].