Terms and conditions for the Summ US Tax Season Survey prize draw: eligibility, promotion period, prizes, winner selection, and privacy.

1. The Promoter

The promoter is CTC Ledger Pty Ltd (ABN 53 655 951 812), trading as Summ Labs ("Summ"), of Office #14, Level 22, Salesforce Tower, 180 George St, Sydney NSW 2000, Australia ("the Promoter"). Questions about this promotion can be sent to [email protected].

2. The Promotion

This is a trade promotion run to gather product research. Entry is by completing the Summ US Tax Season survey ("the Survey"). The promotion is a game of chance; winners are drawn at random. No skill is involved.

3. Eligibility

Entry is open only to individuals who:

1. received a personal invitation to the Survey from the Promoter (you must be on the Promoter's distribution list; the Survey link is not public);

2. are tax residents of the United States of America; and

3. are 18 years of age or older at the time of entry.

Employees of the Promoter and their immediate families, and anyone professionally connected with this promotion, are not eligible. The promotion is void where prohibited or restricted by law. Entry is not open to residents of any jurisdiction where the promotion would be unlawful.

4. No purchase necessary

No purchase or payment of any kind is necessary to enter or win. A paid Summ plan is not required. Holding a free Summ account does not affect eligibility or chances of winning.

5. Promotion period

The Survey opens when your invitation is sent, on or about 11 June 2026, and closes at 11:59pm Pacific Time (PT) on Monday 15 June 2026 ("the Promotion Period"). Entries received outside the Promotion Period are not eligible.

6. How to enter

To enter, complete the Survey via your unique invitation link during the Promotion Period and submit a response to every question. Entries that do not answer all questions are not eligible. Limit of one (1) entry per person. Entries are deemed received when recorded by the Promoter's survey system, not when submitted by the entrant.

7. The prize

There are ten (10) prizes. Each winner receives one (1) US$50 Amazon.com Gift Card. The total prize pool is US$500.

Gift cards are subject to Amazon.com's own terms and conditions. Prizes are not transferable, not exchangeable, and not redeemable for cash. If a stated prize becomes unavailable, the Promoter may substitute a prize of equal or greater value. Each winner is responsible for any taxes that may apply to their prize.

8. Winner selection

Winners will be drawn at random from all eligible entries on Thursday 18 June 2026 at the Promoter's office, Sydney NSW, Australia. The draw is conducted electronically using a random selection method.

9. Notification and claim

Winners will be notified by email to the address associated with their entry by Monday 22 June 2026. A winner must respond to claim their prize within fourteen (14) days of notification. If a winner cannot be contacted, is ineligible, or does not claim within that period, the Promoter reserves the right to redraw, subject to any applicable law.

10. Privacy

The Promoter collects entrants' information to run the Survey, conduct the draw, and contact winners. Survey responses are used for product research in line with the Promoter's privacy policy at https://summ.com/privacy-policy. The Promoter will not publish an entrant's personal information without consent, except where required by law or to satisfy a regulatory record-keeping obligation.

11. Liability

To the extent permitted by law, the Promoter is not liable for any loss or damage arising from this promotion, from any delay or failure in delivering a gift card, or from an entrant's use of a prize. Nothing in these terms limits any rights an entrant has that cannot lawfully be excluded.

12. Amazon trademark

Amazon is not a sponsor of this promotion. Amazon, Amazon.com, and the Amazon.com Gift Card are trademarks of Amazon.com, Inc. or its affiliates.

13. General

The Promoter may amend, suspend, or cancel this promotion if events beyond its reasonable control, or any matter affecting the fair conduct of the promotion, make it necessary, subject to any applicable law. The Promoter's decisions on all matters relating to the promotion are final, and no correspondence will be entered into. These terms are governed by the laws of New South Wales, Australia, and entrants submit to the courts of that jurisdiction.